| • | Soak the almonds in hot water for about 15 minutes. After the due time, remove their skin.
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| • | Grind almonds, chopped papayas and half of the milk to make a paste.
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| • | Boil remaining milk in a thick-bottomed pan. Add papaya and almond milk mixture to it. Simmer.
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| • | Add finely chopped apples and bananas to the above and keep stirring.
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| • | When the mixture thickens, add sugar and condensed milk. Stir further adding the ghee.
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| • | Turn off the heat when halwa attains a thick semisolid consistency.
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| • | Garnish Halwa with raisins and cashews.
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| • | Fruit and Almonds Halwa is ready to eat. Serve hot. |